Credit Glossary
| A |
- ACCOUNT NUMBER
- ACCRUED EXPENSE
- ACCRUED INCOME
- ACCRUED INTEREST
- ADD-ON INTEREST
- AFFINITY CARD
- AMORTIZATION
- AMORTIZE
- ANNUAL FEE
- ANNUAL PERCENTAGE RATE
- APPRAISAL
- APPRAISAL FEE
- APPRAISAL REPORT
- APR
- ASSET
- AUTHORIZED ACCOUNT USER
| B |
- B OR C LOANS
- BAD CREDIT
- BALANCE TRANSFER
- BALANCES
- BALLOON PAYMENT
- BANKRUPTCY
- BEACON SCORE
- BILLING CYCLE
- BILLING ERROR
- BORROWER
- BUDGET
- BUMP UP LETTER
- BUYDOWN
| C |
- CAPITAL CASH RESERVES
- CD OR CERTIFICATE OF DEPOSIT
- CHARGE OFF
- CHEXSYSTEMS
- CLASS-ACTION LAWSUIT
- CLOSED-END CREDIT
- CLOSING COSTS
- CM
- COLLATERAL
- COLLECTION ACCOUNT
- COMMISSION
- COMMUNITY PROPERTY STATES
- COMPENSATING FACTORS
- COMPOUND INTEREST RATE
- CONSOLIDATION LOAN
- CONSUMER
- CONTINGENCY BASIS
- COSIGNER
- CREDIT
- CREDIT CARD
- CREDIT COUNSELING SERVICE
- CREDIT GRANTOR
- CREDIT HISTORY
- CREDIT MANAGER
- CREDIT REPORTING AGENCY
- CREDIT SCORE
- CREDIT UNION
- CREDIT WORTHINESS
- CRISS-CROSS
| D |
- DATABASES
- DEBIT CARD
- DEBT MANAGEMENT PROGRAM
- DEBT TO INCOME RATIO
- DEBTOR
- DEBTORS' HAVENS
- DEED
- DEED IN LIEU OF FORECLOSURE
- DEFAULT
- DEFAULTED STUDENT LOANS
- DEFERMENT
- DEPOSITION
- DISCHARGED
- DISCOUNT
- DMP
- DOWN PAYMENT
| E |
- ECOA
- ENTITLEMENT
- EQUAL CREDIT OPPORTUNITY ACT
- EQUIFAX
- EQUITY STRIPPING
- ERRONEOUS INFORMATION
- EXCESSIVE MORTGAGE BROKER COMPENSATION
- EXCESSIVE POINTS AND FEES
- EXEMPT ASSETS
- EXPERION
| F |
- FAIR CREDIT REPORTING ACT
- FAIR SHARE CONTRIBUTION
- FANNIE MAE
- FARMERS HOME ADMINISTRATION
- FEDERAL HOUSING ADMINISTRATION
- FEDERAL TRADE COMMISSION
- FHA LOAN
- FICO SCORE
- FINANCE CHARGE
- FINANCIAL AID
- FIXED RATE
- FIXED RATE MORTGAGE
- FLIPPING
- FORBEARANCE
- FORECLOSURE
- FRAUDULENT ACTIVITY
- FREDDIE MAC
- FTC
| G |
| H |
- HARD INQUIRY
- HARDSHIP AND HARDSHIP PROPOSALS
- HEAL REWARDS
- HISTORY OF LATE PAYMENT
- HOLDER
- HOME EQUITY LOAN
- HOT CHECKS
- HOUSEHOLD INCOME
| I |
- IN-SCHOOL AND GRACE INTEREST SUBSIDY
- INCOME-BASED REPAYMENT
- INDEPENDENT BANK
- INDEXED RATE
- INNOVIS
- INQUIRY
- INSTALLMENT CONTRACT
- INSTALLMENT LOAN
- INSURANCE FEE
- INSURANCE PACKING
- INTEREST RATE
- INTEREST RATE CAP
- INTEREST RATE CEILING
- INTERNET BANK
- INTRODUCTORY RATE
- ISSUING FINANCIAL INSTITUTION
| J |
| L |
- LATE FEE
- LATE PAYMENTS
- LAUREATE
- LEASE
- LESSEE
- LESSOR
- LIABILITY ON AN ACCOUNT
- LIEN
- LIFETIME RATE CAP
- LOAN
- LOAN APPLICATION
- LOAN APPLICATION FEE
| M |
- MARGIN
- MERCHANT CREDIT LINE
- MONEY MARKET ACCOUNT
- MONEY ORDERS
- MONTHLY INTEREST RATE
- MORTGAGE
- MORTGAGE INSURANCE
- MORTGAGE QUALIFYING RATIO
| N |
- NATIONAL FOUNDATION FOR CONSUMER CREDIT
- NEGATIVE AMORTIZATION
- NET INCOME
- NINE-DIGIT ZIP CODE
- NON PROFIT 501-C3
- NON-DISCHARGEABLE DEBT
| O |
- ONLINE BANKING
- OPEN 30 DAY ACCOUNT
- OPEN-END CREDIT
- OPEN-END LEASE
- ORIGINATION
- ORIGINATION FEE
- OVERDRAFT CHECKING ACCOUNT
| P |
- PELL GRANT PROGRAM
- PERKINS LOANS
- POINT-OF-SALE
- POINTS AND ORIGINATION FEES
- POS
- PREPAID TUITION PLAN
- PREPAYMENT
- PREPAYMENT PENALTY
- PROMISSORY NOTE
- PROPOSALS
- PUBLIC RECORD INFORMATION
| R |
- RE-PRIORITIZE
- REFINANCE
- REGULATORY AGENCIES
- RENEGOTIABLE RATE
- REPLY CARD TRACER
- REPOSSESSION
- RESPA
- RETURN RECEIPTS
- REVOLVING ACCOUNT
- REVOLVING CHARGE CARD
- RISK BASED PRICING
- RISK FREE
| S |
- SCAM
- SCHOLARSHIPS
- SCORING SYSTEM
- SECONDARY MARKET
- SECURED CREDIT CARD
- SECURED CREDITOR
- SECURED LOAN
- SECURITY
- SECURITY INTEREST
- SELLERS POINTS
- SEOG
- SERIALIZATION
- SERVICE CHARGE
- SERVICER
- SIMPLE INTEREST RATE
- SKIP
- SKIPTRACING
- SMART CARD
- SMART LOAN ACCOUNT
- SOCIAL SECURITY NUMBER
- STAFFORD LOANS
- STATEMENT
- STATEMENT DATE
- SUB-PRIME
- SUBSIDIZED STAFFORD LOANS
| T |
- TELEMARKETER
- TELEPHONE BANKING
- TENANT
- TERMS
- THIRD-PARTY DEBT COLLECTOR
- THRIFT
- TITLE INSURANCE
- TITLE SEARCH
- TRANS UNION
- TRUTH-IN-LENDING
| U |
- UNCOLLECTIBLE
- UNDERWRITING
- UNSUBSIDIZED STAFFORD LOANS
- US DEPARTMENT OF EDUCATION
- US DEPARTMENT OF HEALTH AND HUMAN SERVICES
| V |
| W |