BALANCE TRANSFER LETTER

Personalize the form letter below by entering your specifics in the CAPITALIZED areas.

DATE CUSTOMER SERVICE DEPARTMENT CREDIT CARD COMPANY NAME COMPANY'S ADDRESS CITY, STATE AND ZIP CODE Re: Transferring balance of CARD NAME account NUMBER and closing the account Dear Sir or Madam: This letter is my formal request transfer the outstanding balance of DOLLAR AMOUNT on my CARD NAME account to my following new account: Account issued to: YOUR NAME Account type: MASTERCARD, VISA, ETC. Account number: NEW CARD NUMBER Expiration date: DATE Issuing company: NEW CARD ISSUER After transferring my outstanding balance to NEW CREDIT CARD COMPANY, please close my account with your company and notify me by mail at the address below that this action has been taken. In addition, please include on my credit report that the account was closed at my own request and that the account was in good standing at the time it was closed. IF YOU CALLED YOUR CREDIT CARD COMPANY EARLIER FOR GUIDANCE ON CLOSING THE ACCOUNT, REFER TO THAT CONVERSATION NOW. FOR EXAMPLE: ON MAY 1, 2003, I CALLED YOUR CUSTOMER SERVICE OFFICE TO DISCUSS CLOSURE OF MY ACCOUNT. I SPOKE WITH SERVICE REPRESENTATIVE JANE SMITH ABOUT THE TERMS OF CLOSING THIS ACCOUNT AND SHE TOLD ME THAT I WOULD NOT BE CHARGED ANY TRANSFER FEES, THERE WOULD BE NO FEE FOR CLOSING THE ACCOUNT AND THAT YOU WOULD NOTIFY ME WHEN THE ACCOUNT WAS CLOSED. PER MY CONVERSATION WITH MS. SMITH, PLEASE CONFIRM IN WRITING WHEN MY ACCOUNT IS CLOSED AND THAT IT WAS DONE SO ACCORDING TO THE TERMS WE DISCUSSED. If you have any questions, you can reach me at the address below or can call me at TELEPHONE NUMBER. Thank you for your prompt attention to this matter. Best regards, YOUR SIGNATURE YOUR TYPED NAME ADDRESS CITY, STATE AND ZIP CODE cc: NEW CREDIT CARD ISSUER