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CREDIT GLOSSARY
Katie's Credit Glossary

PREPARING KIDS FOR CREDIT, STUDENT ISSUES
Kids, Money, and Credit
College and Credit Cards, Student Credit Cards
How to Pay for College: Financial Aid information

ASK KATIE
The Truth About Debt Consolidation Programs
Credit & Divorce
Child Support & Deadbeat Dads
Choosing the Right Credit Card for You
Personal Bankruptcy Explained
If You Have Been Treated Unfairly By a Creditor

SCAMS!
Debt Consolidation Scams
Debt Elimination Scams
Debt Settlement Scams
Christian Credit Scams
Predatory Lenders
Identity Theft

BUYING A HOME
Tips for 1st Time Home Buyers
What to do if You've been Denied
Credit & Home Buying
Negotiating a Home

NEGOTIATING AND REPAIRING CREDIT
Negotiating Debt With Your Creditors
Your Rights Regarding Debt Collection
Free Credit Repair: How to Clean Up Your Own Credit
Easy Steps to Building or Re-establishing Good Credit
Disputing Mistakes on Credit Card Statements

CREDIT REPORT INFORMATION, CREDIT SCORE INFORMATION
How to Get Your Credit Reports
How Long Do Entries Stay on My Credit Report?
How to Read Credit Reports
Credit Score, FICO Score Explained
Innovis: The Fourth Credit Bureau

LEGAL INFORMATION
Federal Law Concerning Credit

LINKS
Katie's Links

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DISCLAIMER








If You Have Been Treated Unfairly By a Creditor...

Here is a listing of the United States regulatory agencies to contact if you feel that your credit rights have been violated or if you feel that you have been treated unfairly.

For National Banks:

Office of the Comptroller of the Currency
Customer Assistance Unit
1301 McKinney St., Suite 3710
Houston, TX 77010
(800) 613-6743
www.occ.treas.gov

State Member Banks of the Federal Reserve System:

Division of Consumer and Community Affairs
Mail Stop 801
Federal Reserve Board
Washington, DC 20551
(202) 452-3693
www.federalreserve.gov

Non-member Federally Insured State Banks:

Federal Deposit Insurance Corporation
Office of Compliance and Consumer Affairs
550 17th Street, N.W.
Room PA-1730, 7th Floor
Washington, DC 20249
(202) 942-3100 or (800) 842-6929
www.fdic.gov

Savings and Loan Associations:

Office of Thrift Supervision
Consumer Programs
17010 G Street, N.W., 6th Floor
Washington, DC 20552
(202) 906-6237 or (800) 842-6929
www.ots.treas.gov

Federal Credit Unions:

National Credit Union Administration
Office of Public and Congressional Affairs
1775 Duke St.
Alexandria, VA 22314
(703) 518-6330
www.ncua.gov

Other Lenders:

Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue, N.W.
Washington, DC 20580
(202) 326-3758 or (877) FTC-HELP, toll free (877-382-4357)
www.ftc.gov

For a state-chartered bank that is a member of the Federal Reserve System:

Contact the Federal Reserve Bank near you.

For a state-chartered bank that is not a member of the Federal Reserve System:

Federal Deposit Insurance Corporation
Office of Consumer Programs
550 Seventeenth St., N.W.
Washington, D.C. 20429
Toll-free numbers 877-ASK-FDIC (877-275-3342) and TDD: 800-925-4618
www.fdic.gov

For Other Creditors such as Department stores, Finance Companies, etc:

Federal Trade Commission
Division of Credit Practices
Pennsylvania Avenue at Sixth Street, N.W.
Washington, D.C. 20580
File a complaint online



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